What do you do? If ¾ of the country believes we're in a recession does that mean we are? I mean, ¾ of the country also thought Iraq had weapons of mass destruction, even after reports came out stating otherwise. The fact of the matter is the economy is not the best it's been. The question is, what do you do? Do you spend a little more in hopes of boosting the economy by putting more cash flow into it? Do you save a little more so that you'll have it if really hard times hit?

       There is no easy answer to this and even the people who work in the Federal Bank themselves have argued this with each other, Congress and the Presidential administrations for years.

       A good starting point is what you've got to begin with. Obviously the spending habits of the more than half the country who live for the most part paycheck to paycheck is not going to change. They will still need to pay rent, mortgages, buy food and pay utilities. When that's all said and done there's not much left over.

       What about if you're in a little better shape than that?

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